Legal regulation of payment card operations and its role in strengthening the economic security of the state

Abstract

The section analyzes the legal regulation of payment card operations and its role in strengthening the economic security of the state. In the context of global financial integration and the rapid digital transformation of the economy, an effective regulatory framework has become essential for ensuring financial transparency and reducing risks associated with cash circulation, including the financing of illegal activities and corruption schemes. Properly structured legislation governing payment card operations enhances state control over financial flows, improves the efficiency of banking supervision, and protects the rights of consumers and financial institutions. These regulatory measures reinforce the stability of the national financial system and create favorable conditions for sustainable economic development.